Internet Marketing For Lawyers
How do I know if my insurance company is treating me fairly?
I was recently in an accident. The offer that my insurance company is making is much lower than NADA and Kelley Blue Book values–the insurance company is offering 9,200 and the NADA value is 11,600 (KBB is 12,500). They said that their estimate was based on the local market value and was an average of private party and dealer values. They looked within a 100-mile radius and found “similar” cars. They then adjusted the value to reflect the mileage of my car, but I don’t know how exactly they calculated this adjusted value. I bought my car from a dealership seven months ago–shouldn’t the replacement value be the retail value? Also, I had a Subaru WRX and they compared it to WRXs and to Impreza Outback Sports. I looked on autotrader.com and on other Internet resources and found WRXs that were listed much higher than the WRXs in their market report, and I don’t know what to do–I don’t want to spend the money for a lawyer, but I feel as if I am fighting a losing battle.
Ask them for the reports that they got and call the dealerships yourself. The value of the vehicle not going to be exactly what is on NADA or KBB. They have to adjust for mileage (either high or low) and also any damage to the vehicle (scratches, dents etc.).
What you purchased your vehicle for 7 months ago is not what it is worth today. There is depreciation on a vehicle every day.
Ask the adjuster to set up an appointment with you so you can go over all their paperwork and find out where they are coming up with the figure they offered you.
Or, if you don’t want to deal with the adjuster, ask your agent to call them and find out what you need.
Personal Injury Lawyer – USA 631 693 1034
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