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Does anyone have experience with PENN NATIONAL INSURANCE?
I’m in the market for commercial general liability insurance so I’ve been online filling out forms for quotes. An agent called me from Penn National & the rates she quoted were great… a few hundred less than we’re used to paying. I always check out businesses on the web but I can’t seem to find any reviews for this company! Their website looks ligit but I want to know about other’s personal experience!
I will choose a best answer! THANK YOU!
This is the company’s website: http://www.pennnationalinsurance.com/portal/
Penn National Insurance
(a member of Penn National Insurance)
A.M.Best #: 00766
Address: P.O. Box 2361
Harrisburg, PA 17105-2361
Phone: 717-234-4941
Fax: 717-255-6317
Web: www.PennNationalInsurance.com
This rating is assigned to companies that have, in our opinion, an excellent ability to meet their ongoing obligations to policyholders.
Best’s Ratings
Financial Strength Ratings Rating: A- (Excellent)
Financial Size Category: IX ($250 Million to $500 Million)
Outlook: Stable
Action: Affirmed
Effective Date: June 15, 2007
A couple of things. A couple hundred is NOT much of a difference with CGL. Also, you need to not just shop the premium, but also the RATE, as most CGL policies are AUDITABLE, and you don’t want to get nailed with a huge audit when your policy expires. Also, COVERAGE is kinda important, too. CGL policies are NOT cookie cutter – make sure the agent is comparing your current coverage to their proposed coverage, in a way that you can clearly understand.
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