Online Business Rate
Will defalting on a business credit card effect your persoanal credit rating?
You do have to give your personal SS# as well as a Federal ID # when you sign up for certain business credit cards online. Does the credit rating effect your personal credit rating or the business credit rating or both?
It depends on whether the card is completely tied to the business. Most business credit card contracts have some small print where the owner of the company signs personal resposibility if the card is defaulted on. The payments themselves are not reflected on your personal credit rating however if you default it could hit your personal rating. Check your original contract to see if they had a personal clause.
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